There goes civilisation...

But Tynan if you are free of debt and run what i call a 'lean machine' business (i.e don't invest shit loads of other peoples money in equipment that will take too long to earn you money back or lease unnecessary studio space that's unused half the time you will weather the storm better than others, and be there when the market picks up again as all the dead wood (inefficient or sub-standard businesses) will be gone.

hopefully this doesn't touch a raw nerve but reaffirms what you are thinking? :-)

No, I am good, like yourself no credit card, no bank loans, no car, I don't even have a mobile phone !

:)