There goes civilisation...

No I'm one of those smug cunts whose rent is paid with a couple of days work, no gym memberships, no car payments, no car to run, no kids to pay for, no outrageous spending habits, no drug habit, no credit card debt, no loan debt and enough money to live on for 3-4years if needed.

I doff my cap to you.

I have mortgage debt but nothing else. I also have an exit plan :)