C*nt on LY07UVR, a red and white motorbike

Unless specifically permitted in an insurance policy, using a vehicle under race conditions, whether on a closed circuit, track or the open road invalidates the insurance because of the potential effects on the performance of the vehicle. You'll find insurance companies and their loss adjusters have a habit of making it their business.

Therefore, if you've raced, you are now commiting insurance fraud.

How did you get to be too dumb to understand that?

Try Google for an explanation of "Trackday" and "Race" while your there try looking up "fuckwit"