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@The_Seldom_Killer
Nope, if the pedals aren't attached then it's not considered a bike for TDA purposes and therefore the seller doen't legally have to attach reflectors and bell. It is considered the responsibility of the buyer to "complete the build".
Mainly this is done to avoid the hassle and liability involved of having roadies and the like asking for all the reflectors etc being taken off pre-delivery. Legally bike shops can't do this, even if they know full well you'll do this yourself. The legal loophole is that you can buy the "not quite a bike" and the pedals and ask the shop to put them on for you before you take it out of the shop without either party incurring any liability against the other.