Bank Charges

Ah right, didn't know that. Was over a year ago, maybe.

It amazes me how banks will get on their high horses when a customer goes a small amount overdrawn, yet they'll chuck students like myself with no collateral whatsoever and no full time employment a £1250 overdraft and a credit card :S

A very big +1 to that. They should never have given me an account. You're also forgetting to add 'interest free' to that sentence!