Bank Charges

Not an option with many banks at the mo, I applied about a week after the whole "test case" thing kicked off and all banks are now just sitting on the complaints until there told they have to pay. As they've appealed the decision it could be a while. Although they MUST act now if your in hardship (see the original linky above)

Ah right, didn't know that. Was over a year ago, maybe.

It amazes me how banks will get on their high horses when a customer goes a small amount overdrawn, yet they'll chuck students like myself with no collateral whatsoever and no full time employment a £1250 overdraft and a credit card :S