Bike Insurance

Hiscox are a speciality insurer used to insuring fine art and stately homes. Perfect as their model is based on compensating the irreplaceable. So no vouchers there. But... the insurance starts at £50k home contents and bikes cannot be more than 5% of the total policy.

Yeah, just found out. Hoped I could take out a contents policy for £800, but minimum is £60,000, so nope.