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@Shinscar
yeah insured my geared years ago with these guys easy to make the claim hard to get the money... theyre only a small company. But have quite a few clients... therefore they sub alot of the claims out to larger companies.
It took me say a dozen phone calls to actually find out who was dealing with my claim. To be fair though theyre not that expensive and once its through the system its relatively painless... ie name the bike shop, butterworth write the cheque and BINGO ££££ you're away.
i'm riding my bike minus insurance at the mo... and it scares theshit outta me... heard good things about M&S home insurance quite a few people have it on here... Lucky etc.
But i think id only want to insure my bikes.
They also have a few conditions in terms of where you leave it locked and at what time.
Shin