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@dooks
i voted no (as i haven't really had a serious accident) then remembered being doored about 10 years ago... nothing too serious really.
i don't really count running into peds as long as i managed to avoid hitting the deck. minor bumps into hapless peds happen all the time.
the only time i've really come a cropper was just my chain coming off while hammering it away from lights on my old road bike. ended up bloody and sprawled in the road but again, nothing broken.
generally i ride super defensively so i've been lucky so far. 13 years of riding in london and that's the extent of my crashes.