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@Object
I went with the CLC recommended insurance in the end.
It's through http://www.butterworthinsurance.co.uk
They don't apply depreciation.
Allow for you to the amend value of your bikes as you upgrade.
Provide malicious damage cover and partial theft in their scheme.
The excess is 10% which is less than my old house insurance was.
And they give discount for any additional bikes.
Two bikes worth 1,800 & 1,500 respectively came in at £300 per year.
It would have been less if I have them data tagged.
Oh and chris, they allow for bikes which don't have frame numbers too.