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@Walled_(splatbucket)
um actually the captin cropper video, when you look at what they claim is a Fahgeddaboutit chain, the actual chainlink only has 4 sides (its looks like a box when its cut) where as a real Fahgeddaboutit chain has 6 sides (looks like a hexagon if you cut it) so though it is impressive that he managed to cut through all those chains it wasn't really a 'proper' test.
Your lock will always be able to be broken by something, whether its a power tool or a set a bolt croppers, and if somone REALLY want's your bike they will get it, but for me the Fahgeddaboutit offers the added deterant that people know its a really hard chain to break, and so are less likely to try, also due to it having a mini D lock there's no chance of it being broken with a car jack etc.
Also on the insurance question, none come with insurance, but the Fahgeddaboutit locks come with a guarentte, if the lock is broken (and you have a piece of the broken lock to prove it) then they will pay for your bike, up to the value of £1300. they have more about it on their website. hope this was helpfuk