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@Todd
Pleased you reminded me....
Just moved and need to get some home insurance + personal belongings 'carriage' sorted.
Speak to your insurers and ask them if you can pay extra for personal belongings insurance whilst out and about.
That should cover you and everything with you - laptop, bikes, locks, phone, ipod, clothing, beard etc!!! ha ha.
You can name personal items and costs.
Then cut it back down to regular insurance when necessary.
Any recomendations for good home insurance (cheapest)? Marks and Sparks?
Best to insure bikes seperately?