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@unxetas
that's true.. My bike was considerably cheaper so it worked out around £40 a year.. We don't have household insurance, although we're considering it.. Just haven't had enough time or patience to have a good look around. £450 a year sounds really expensive though..
Also, do you have to pay any excess in case of a claim? I found a few contents insurance policies where you'd have to pay £100/200 excess on claims.. which makes it fairly useless for the bike :|