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@eeehhhh
Between school and the end of my first year of college I worked part-time at a well-known electrical goods retailer. We'd get people coming in for plasma TVs on credit, c. £1000-2000 and they'd be in their early 20s, in their current job for a few months, renting for a few months also, credit cards, etc - and at risk of being stereotypical, in the poorer areas of the town - yet they'd still get the credit. Absolutely mental. Stacks of interest, too.
I was only 18 a few weeks back and I've already been offered an overdraft, credit card...