• On insurance, having never owned more than one car, what's the best way to go about it? Me as the main, her as the secondary or the other way around? Should I just ask my insurer to slap another car on my existing account or go somewhere else? I can of course just play around with conparethemarket, but interested to know how to narrow down any faffing.

  • If you're looking for the cheapest way, it's you as the main, her as the named driver. However, strictly speaking if she is the main driver of the car she should be registered keeper and the main driver. Also, if you or she want to build up years of no claims, you can only do that as the main driver.

    We have 2 cars and we both drive them fairly equally, so I'm registered keeper and main driver on both. My wife also learned to drive much later in life.

  • In your family situation add her as a secondary driver. There is no value in her building her own policy.

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