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Sounds tough, and the right thing to do if you don't think you can provide for her.
Just in case anyone else is reading this and considering an older cat. Our experience of adopting several older cats (oldest was 18) from cats protection, is that Petplan will insure them after the initial free 1 months cover, but that typically only covers 75% of any costs and premiums can be punchy.
Davet
@cmburns
Starting the year off with rehoming a cat. Picking her up on Saturday
Was really hard because they also had a 13 year old sweetheart who happened to be in May's old cage at the shelter - but not sure we can go with any potential pain. Petplan quote just now also wouldn't offer any ongoing care due to her age