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Would I be forward in saying that costs are covered for a year?
Well I've no idea where you got that impression from, it's been an aspiration but we've seldom managed it.
In recent years we've hovered around the 1-3 months worth of funds, it rises in the Summer, and declines in the Winter. Right now, Winter, we have less than a month of funds and I've been bailing it out each month by covering the difference.
But hey, if you want to put up the money, then I guess it could be covered for a year.
The key here is facades over facades, an unknown (to everyone who isn't a member) name of the site, and every layer in a different country.