• Meh, I don’t mind. It’s through a salary sacrifice. Gross payment is something daft like £1,400 but post tax it’s £800 including insurance.

    With the gross amount and my pension contributions, it takes me just below the £100k threshold which means I get my personal allowance back which actually means I get a little more in my pay packet each month so it’s around £150 cheaper than the net amount once you account for the tax.

    Not bad for a car with a dealer RRP of £91k.

  • And are you doing one of those deals where you never actually own it, just swap it to another car in 24 months or something?
    Does that feel like you 'own' the car, or does it feel like borrowing it?
    I'm so clumsy I think if be paranoid about breaking something!

  • Got it for 4 years. You can buy at the end but we'll probably swap it. Also unlikely I’ll be at my current place in 4 years because that’ll be 10 years working there.

    Who knows.

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