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Pantsmaster
@andos
I would be asking for evidence. And evidence that shows its your tree that HAS caused damage, not potentially. It may be that there was already damage/cracks etc and roots will find their way in. You need to be certain that damage has been caused by your tree and its not underlying issues and they are just looking for causes as quick fixes.
Be keen to see the size of the apple tree as well! I don't know much about trees but I don't think apple tree roots are particularly aggressive.