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Just FYI if you need to claim from his insurance, I’m pretty sure you go through your own and they will liaise between the two companies - they have to agree liability between themselves first.*
*someone can correct me if I’m wrong, but this is what I’ve experienced in the past being on the ‘wrong side’ of the situation 😬
JamesQGM
@hazzelfrazzel
I assume what really happened is he put his foot to the floor on the brakes and ABS prevented him from skidding. I bought a car a while back with a new set of really cheap tyres on it, and they were lethal. I replaced them very quickly.
I don't have a dashcam, I do have a witness. He said he was reversing because he had been waiting 10 minutes, thought the lights must be broken, and was reversing to then pass the person in front and go through the red light. Moron.
I rang the police on the non emergency number to ask if I should report it and shared my concerns about a dangerously poor standard of driving and lack of attention paid. They said they'd only do anything about it with dashcam footage or a witness who was prepared to testify in court.
I've decided to get the car booked in with a body shop to assess and quote for any damage that may or may not be there, both front and back. If it's front then it's clearly an insurance job. If it's rear I'll let Mr 17 y.o. know what the damage is, and unless he can pay for it upfront, ahead of the work being carried out, I'll go via his insurance. If the assessment isn't free, Mr 17 y.o. will be paying for it.
Thank you all for the perspectives. I completely understand those of you saying don't even think about anything other than claiming on his insurance. I know I'm being far nicer than I need to be, and I'm good with that.
Fingers crossed it does end up just being the numberplate 🙂