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  • I am thinking of maxing out my AVCs - is there anything I should be aware of besides making sure it still leaves enough in my pay packet?

  • Just remember you won't have access to it until your after 55 and soon to be 57.

  • Depending on the amount of AVC it might push you from a higher tax bracket to a lower one. If you are close to the threshold you may end up getting 20% relief rather 40% for example.

    Monevator has a helpful table that shows trade offs for contributions and different tax levels for contribution and withdrawal.

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