You are reading a single comment by @frank9755 and its replies.
Click here to read the full conversation.
-
The posts by @cjr and @useless sum it up well. You're certainly not doing anything wrong. Being 100% in Equities at your age is sensible and lifestyle 100 is a credible option. At the same time you could choose to do something different if you have a reason to do so.
The UK stock market is not the force it once was, but that doesn't mean it's going to disappear any time soon. Tracking the US / global market has risk as it's to a large extent driven by a handful of highly valued tech giants. It comes down to what your view is on those and other big, long term questions.
frank9755
A very loose Q, but when it comes to diversifying portfolios, is there a right/wrong time to look at doing it?
Since I set up my Vanguard account in Feb 2021 all I've done is monthly deposits into Lifestrategy 100 and sort of set and forget; in my mid 30s now and not anticipating selling/withdrawing for at least another 20 odd years. It's performing well (I guess) and know it is obviously UK weighted; just trying to grasp at this point if I'm doing anything wrong...