Investment & Investing

I’d be curious to hear what others have done if they have gold in any form?

I have some of my portfolio in gold. I think the price will continue to rise in the future not least because the BRICS are moving away from holding dollars and have been buying up gold, and this looks like it will continue, if not accelerate.

I have a mixture of physical and ETFs. Ideally I prefer physical, but storing it has risks and costs - funds much easier from that point of view. Paper gold has its drawbacks too though. The total value of physical gold held to back the gold funds is something like 1/8 of face value. At times that ratio has been up to 1/20. So, if there was ever a time when you wanted to get your hands on 'your' gold, you might be disappointed.

There are models in between paper funds and holding your own physical gold, like Bullionvault, which claim to give you exclusive ownership of actual gold and store it securely on your behalf.