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  • I bet £70k (or whatever the highest figure you can take without losing TFC) would, with a bit of rejigging and some sacrifices.

    It’s temporary and you’d have a mega pension pot by the end.

    I’m not defending TFC rules though, especially the dumbassery around child benefit.

  • Even with thirty free hours I was paying about £1,400 a month for childcare for one kid.

    Couple of kids and a London mortgage would wipe out £70k salary. Which is crazy

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