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As said, firstly pull up some carpet and check the condition of the boards, they may be fine with just a deep clean, maybe revarnish. Best result is obviously to sand, fill and refinish which you can do yourself if you’re keen.
If you do choose to sand them then do it before you move in. I wish we’d made the decision to sand our floors before we moved in but it would be too much trouble and dirt to deal with now. We just have rugs and tbh it’s fine.
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I would keep any carpet until you have got the majority of other work done. Its amazing how your nice newly sanded floorboard get fucked by work in the house (as someone who is seeing this happen right now). Having a carpet may encourage trades to be a bit more careful / tidy and then when all that is done you can sand and fill gaps if needed.
I'm unsure how much insulation you'll be getting from upper floor carpets, but you fill gaps or whatever pre-sanding.
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Our floorboards (similar house) were fine under the carpet. Like they look their age and have historic woodworm, all number of scratches and holes etc but I think it adds to the character. Certainly they were fine to walk on without needing any sanding. Carpet is usually just attached with nails (gripper rods) not glue if that's what you mean, and trivially easy to pull up.
You don't need to fill the gaps. Aesthetically you might want to, especially if you're then sanding for a more modern look, but you don't need to. And assuming you heat the ground floor, carpet on the other floors isn't doing any insulating. Our wooden floors are perfectly warm enough to walk on.
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Most points have been covered but I'd just like to add that don't be surprised if it isn't all good flooring upstairs.
Our last place was all lovely flooring downstairs and carpet up stairs. The master bedroom and hallway was nice flooring which we restored but the other two bedrooms were a mixture of floorboards, chipboards and random bits of old furniture panels.
We kept carpets in those.
need some advice on floorboards... we are moving to a 3 storey 4 bed victorian house in a couple of weeks. ground floor flooring is mostly hardwood flooring which we are happy with. 1st and 2nd floor (bedrooms and halls) have really naff grey carpet. in the master bedroom it does appear there are nice floorboards hidden under this carpet....
I am not 100% against carpet. just swore I would never ever get cream ones again as after 6 years our current ones look TERRIBLE - even with use of a spot cleaner here and there. Given there (should) be less footfall to the 2x bedrooms at the top of the house - would be fine with keeping carpet there. or do we get hardwood throughout the house + a runner on the stairs?