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spend the time going to meet at their offices
if it were me, i wouldn't be turning up to this.
as you have already identified, they have a few £k of neartime payout riding on this whereas you have nothing riding on it.
my expectation is that it will be hard sell in a hot office which you are better off without.
of course i could be wrong , but probably not by much.
ChasnotRobert
Yep. Talking to my wife about it this afternoon (I'm off sick, she's on maternity leave), we are both feeling increasingly bad about this. If I can't understand how I'll be better off via their advice, but I can clearly understand how they'll be better off, it feels like I should run a mile.
I'm tempted to ring him up and ask him to explain why he's recommended that SIPP and that fund, rather than wait a couple of weeks and spend the time going to meet at their offices.