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onyerbike
@tmevans
This might be a middle age thread question but I / we have been agonising over getting critical illness cover. Following advice (two years salary leaning one way or the other depending on what kind of debts you have) means paying upwards of £80 a month for cover, which is basically a lot. I wondered unless you were nhs phobic, worked somewhere very cut-throat or were concerned about your health if this was what everyone does? Yet I feel insuring for a smaller lump sum, with monthly payments that seem more tolerable, makes no sense because I think if we were really stuck we could get the money somewhere else cheaper or borrow it from family. Hurrumph.