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Matt101
trying to get Kid A saving into his ISA. He's in his 3rd year at University, has a job as well.
He has a Fidelity S&S ISA with a small amount of £ invested in a couple of funds. I just read that Fidelity charge a flat fee of £45 / year unless you are making regular investments so it would make sense for him to put away for eg £25 / month and save the £45 fee.
For maximum diversification and low fees I'm thinking of suggesting an MSCI World ETF:
https://www.fidelity.co.uk/factsheet-data/factsheet/IE00B4X9L533-hsbc-etfs-plc/charges-and-key-documents
https://www.fidelity.co.uk/factsheet-data/factsheet/IE00B4L5Y983-ishares-iii-plc/charges-and-key-documents
are these basically the same? any other suggestions?