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  • My first guess would be that Halifax are idiots and that the problem is in their internal systems.

    Credit bureaux are in the business of selling credit reports to lenders, not making them mysteriously inaccessible.

    BTW you can see your TransUnion report for free on CreditKarma.

  • Thanks. Unfortunately Halifax seem to have decided it's down to me to sort out. What's really annoying is while I appreciate that a credit check has to be done, my current account and credit cards are Halifax and they should show ample details of my financial history.

    I already have ClearScore, which I believe is Equifax. Should I be concerned about any adverse effects from signing up to more of these things?

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