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  • Basically the reason @Tenderloin states above

    You are sat on 20k of capital gain this year. If you sell in this tax year, pay CGT at 0% for your CGT allowance then either 10% or 20% on the next bit, or a mix, dependent on your income.

    If you kept it into next year, likely to have no CGT allowance, and will be 20/40/45% on the gain.

    This year, you then reinvest the net proceeds and any gain from then onwards will likely be at the new rates

    But as we was shared last week, can't rebuy the same asset within 30 days if trying to do this

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