Browse the list of Samsung bloatware I linked and tell me there's no Samsung bloatware.
I know it exists, it's just invisible for all practical purposes. It's shit I never use and therefore don't need, but it doesn't affect how I use my devices so I don't see it as an impediment. The question is not "is there bloatware", because there is on everything, it's whether the bloatware is a consideration when choosing hardware.
I mean, it's literally the UI. It changes behaviour compared to stock Android so I had to spend time adjusting it to stop it doing dumb shit so for me, it's definitely annoying bloatware that needed time to tame.
I know it exists, it's just invisible for all practical purposes. It's shit I never use and therefore don't need, but it doesn't affect how I use my devices so I don't see it as an impediment. The question is not "is there bloatware", because there is on everything, it's whether the bloatware is a consideration when choosing hardware.