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Browse the list of Samsung bloatware I linked and tell me there's no Samsung bloatware.
I know it exists, it's just invisible for all practical purposes. It's shit I never use and therefore don't need, but it doesn't affect how I use my devices so I don't see it as an impediment. The question is not "is there bloatware", because there is on everything, it's whether the bloatware is a consideration when choosing hardware.
The UI on Samsung devices is different because it's running some kind of Samsung interface. I don't know what it's called, hence me saying "OneUI or Bixby or whatever it is."
Browse the list of Samsung bloatware I linked and tell me there's no Samsung bloatware.