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  • For reference I paid a flat £6 fee and got a rate of 1.32710 USD/GBP on 16th August. This was a SWIFT/CHAPS transfer from the US to my bog standard Barclays Bank current account.

    Their listed FX Reference Rate on that day was 1.2916 USD/GBP and their FX Margin Percentage was 2.75% (these combine to make the 1.32710 USD/GBP rate they did the conversion on).

    So if I'd transferred $10k I'd have paid £6 plus (10k/1.2916)-(10k/1.3271) =~ £200 in fees.

    If I was transferring $100k I'd probably pay a bit more attention.

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