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  • Does anyone have a good calculator to work out figures on buying and selling with options of porting/new mortgage

    Or is just a job for a broker?
    I just need guage where things are at

  • can't you just model it in excel/google sheets with a couple of different options. Nothing complicated

    Sell house (port): EA fee, solicitor fee, moving fee, port mortgage fee
    Buy house (port): SDLT, solicitor fee, port mortgage fee, additional mortgage fee if amounts aren't identical and not topping up with equity, total monthly mortgage
    Sell house (early repay mortgage), EA fee, solicitor fee, moving fee, port mortgage fee
    Buy house (new mortgage): SDLT, solicitor fee, mortgage arrangement fee, broker monthly

    New mortgage: Month 1 = mortgage payment a + fees, monthly payment a
    Port mortgage: similar monthly profile

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