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This Aviva flooding thing is bollocks, couldn’t reinsure with pedalsafe/aviva “because we are in a flood risk area”
How so when we are over 100m above sea level in one of the highest points in London on the 6th floor with no water course nearby and no historical flooding?Same for the whole postcode area and those surrounding us.
Mr_Smyth-
That's weird. We're ~80m from the Lea flood relief channel which was built in the 70s before people started thinking about climate change etc. So it's definitely a thing despite the denial of some of my neighbours!
Also weird that they're happy to insure my building and car (clearly also at risk of flooding) but are clearly trying to price me away for contents.
Getsafe never asked if we were at risk of flooding so we had a cheap few years before they bothered to check which of their clients were at risk.
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You could try contacting your council, who have statutory responsibilities as Lead Local Flood Authority. The Environment Agency have recently released revised flood risk maps. Mistakes are sometimes made with the revisions. Your council can intercede on residents' behalfs to correct errors.
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Same happened to us in Ealing.
They must just use some different map and all of a sudden certain postcodes get flagged or something.
Was it flood risk or risk of subsidence though? I can't remember but both seemed kinda funny given how old the property is and where it is.
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‘This Aviva flooding thing is bollocks…’
We moved away from them after they wanted too much of an increase when it came to renewal time, but Aviva insured our property at a very competitive (first year) price despite us being about a hundred metres from the North Sea…insurers, eh?! Will never work them out!
Fox
mespilus
hippy
tonylast
Be grateful for small mercies!
Our contents insurer (Getsafe) wrote to me to tell me they no longer wish to insure me. I was paying £45 a year, cheapest I've been able to get is £135.
Ironically not because I claimed, but because we live in an area that's at medium risk of flooding and the insurers are all busy 'adjusting their risks'. One of our neighbours was quoted £1700 after previously paying £273.
I'm with Aviva for our car and buildings because they were the cheapest but they wanted £500 for contents, lol.