Your insurance may not have been involved but insurance was involved.
Insurance logic is that you should be left in the same situation as before, hence for a non fault accident they should pay out for increased premiums. The logic of no betterment is when changing consumable parts such as tyres and being charged for wear.
Your insurance may not have been involved but insurance was involved.
Insurance logic is that you should be left in the same situation as before, hence for a non fault accident they should pay out for increased premiums. The logic of no betterment is when changing consumable parts such as tyres and being charged for wear.