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Your insurance may not have been involved but insurance was involved.
Insurance logic is that you should be left in the same situation as before, hence for a non fault accident they should pay out for increased premiums. The logic of no betterment is when changing consumable parts such as tyres and being charged for wear.
lynx
pdlouche
konastab01
Pretty much this. You may as well claim because they are going to hike your premiums next time regardless.
Similar to my rear-ender last year. Even though I used MCAMS/Bond Turner to get my payout (not my insurer), the insurance I get now is more than double regardless of not being at fault.