What to do in the case of an accident (discussion)

I thought you could only have one policy on a vehicle? There may be several drivers but on one policy, in which case it doesn't really matter who was driving

To answer myself there: no, you can have multiple policies on one vehicle

Response from the MIB below. Essentially unless the driver can be identified then they can't share insurance details:

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I’m guessing you cant provide more info then … ? Not sure what it is they are asking for but it may well come to you through the Met investigation

Leaving the scene of an accident without exchanging details?

@Brain-Stew from experience of dealing with the met, and in cars and motorbike of other drivers leaving the scene, nothing will happen you may get a letter explaining could not trace anyone.

If that happens FOI the Police for the file on your case. To see what they did to try trace the driver as you have a photo of the driver there is no dispute.

Will write up on a computer what to do, basically if the met doesn't do anything you have to look at what you can do to get the police to do their job of identitying and prosecution of the driver.

Just saw this on Reddit, went to send them the old “what to do in case of an accident” thread cause of the advice there, and getting a 404? Has it been moved?

https://www.reddit.com/r/londoncycling/comments/1em7avt/just_got_hit_by_a_taxi_while_in_the_cycle_lane/

This: https://www.lfgss.com/conversations/131099/ works, no?

Yes.... weird. Cool thanks.

Sorry, slow to reply on this. Fail to nominate is in response to a police request for the driver of a vehicle to be identified. This comes in a letter to the registered keeper of the car.

There is a separate offence of fail to stop/fail to report.

The driver and his passenger both immediately told me I’m at fault because, in their view, I was going too fast and wearing sunglasses.

It's always amazing how people's immediate reaction is so often to blame others. The carriageway design there is, of course, total crap, but the driver is 100% at fault. Hope the rider manages to get some satisfaction.

My favourite was "we don't have to indicate in this country" when some dumb cow veered straight out of a line of cars into me.

Today I had a guy pull out on my going round a mini-roundabout.

“Fuck off you were going across me!”

“Yes that’s how roundabouts work you plum!”

A lot of people don't seem to know that the normal rules for a roundabout apply to mini-roundabouts, too, e.g. traffic in the circulatory carriageway has priority, etc. Many are badly-designed, though, e.g. often too tight, especially in cities, as it used to be quite easy to get extra funding for them, but in principle you should be able to do everything at them you can do at a large roundabout. If the junction's as small as a small priority junction, drivers may sometimes not recognise that it's a mini-roundabout, but think of it as a priority junction.

Mini RABs are fucking stupid and shouldn't exist. They're ignored by drivers and should be ignored by cyclists because of the fact they're ignored by drivers. Dangerous fucking things (the cunts in cars).

Heard back from the Met by phone yesterday. They've identified the driver, who has admitted fault (supported by witness statement), and the police are recommending a fine plus driving course. Annoyingly/ironically the call came in (hands free) as I was driving with my family in the car so didn't have chance to have an in-depth conversation. But this feels light given fault admitted plus the additional crime of leaving the scene.

I'm going to pass the info over to my solicitor with regards personal injury and property damage claims but unsure what else can be done with regards the police

One of the drivers that hit & run me here (pretty fucked how many over the years, come to think of it) had to appear in court, was fined £1000 (IIRC), had 6 points added to their license (IIRC) and I was told this would make their insurance fucked because they'd done a hit&run. So, I hope they're still struggling to this day. I never claimed any of the damaged parts but it was almost certainly that crash they caused that ruined my first Kinesis.

Leaving the scene and no points, with witnesses.

What driving courseare they doing?

Sorry if I'm being aggressive, but as a car driver/motorcycle person leaving the scene is a scum bag shite thing to do. Especially after stopping.

Personally id speak to the met requesting the logic as they admit the issue so points and fine.

Depends on the code with the 6 points.

Also depends if they admit the points.

To be the cunt, so what for the bike damage, they left and didn't care if you were alive or dead. Happy you weren't injured, but that kind of fuck them behaviour is not acceptable.

EDIT I am triggered/get upset at people (the ones that do this) finding this antisocial behaviour acceptable.

Small update from my case.

Not much more info from the police. It got bounced between departments as a traffic incident, then assault .... and now back with the traffic unit. I guess they are most confident to prosecute as hit and run. I think the confusion was because he ran over my bike to get away after the initial impact. I was told about 6 weeks ago that the driver was convicted of drunk driving later that evening (after he had run over me).

Initially couldnt trace the driver as insurance policy provided by the MIDs service for the plates was for an old owner, and I couldn't get info out of the Met (when he had been identified) as it was related to an ongoing investigation.

Before I'd been told the driver had been identified, I had lodged a claim with MIB for their uninsured / untraceable driver scheme. After a lot of back and forth, plus dialogue with the police – the MIB confirmed the driver was indeed identified but not insured and I'm very thankful to say my claim was awarded today.

Feels like a long slog to get here but I'm thankful the resolution was a lot swifter than what a lot of other people experience. Shocked at the amount of admin and legwork I have personally had to do to ensure some sort of justice is enacted, and I see some compensation. I was dreading the call that we'd exhausted options and it was now a civil matter (ie lawyer time). Can't stress how important diligent record keeping and evidence logging is, plus regular emailing, calling, etc.

Good to see more noise in the press at the moment on lack of police resource for proper investigations for thefts, accidents and the chronic underprosecuting of drivers involved in cycle + ped accidents ... I hope this changes soon.

I was recently involved in an accident on the commute; the other party's insurance didn't respond in time and are now disputing liability.
Now my solicitor's asking for evidence to support my version of events, CCTV etc which I don't have!
Any ideas?

A&S eventually came back - no action taken. Not enough evidence. But kept log of incident (inc drivers details).

Disappointing, was there any footage? Hope you are all healed up now

No footage. I took some pretty damning photos of the aftermath, which spoke for themselves, but nothing of the incident itself. Physically healed, mentally I think I'll always be nervous around junctions now (had similar collisions in the past)

You have to go back to damage to the vehicle and damage to your bike. Were there any witnesses?

Keep going, annoy local MP and met police too. Contact police liason and generally do not accept no for an answer