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snottyotter
I am a bit confused about the risk vector in question here.
Is the concern that your phone (that is presumably set up with biometric security to use) is stolen whilst you are using it and the thief then uses it in its unlocked state to access your email and reset passwords to Amazon or whatever, or somehow access your bank?
I suppose that is a valid concern, but is quite a rare happenstance, isn't it, that it gets nicked from your hand whilst unlocked?
If that happens then they have access directly to your Monzo and Amazon account anyway.
But they would have to nick it and keep it unlocked whilst evading capture, right? So are we talking about a ride by on a moped with a pillion passenger who grabs it and keeps the phone alive?
All seems very unlikely to me.
Perhaps setting a stupidly short screen lock timeout is what you need?