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I dunno, seems like a bit of an extreme edge case to me that I'm going to be ok not implementing a solution for.
Have you tried changing your bank account password?
I don't think my bank even uses my email to login. I don't know what's required for a reset.Can you call the bank and get a hold put on an account like you would a stolen credit card?
You used to be able to generate some access codes if you lost your phone/2FA device. Is this still a thing? I used to have a set in my cycling wallet for ultras but I've not had to use them.
Another option is shared MFA device, ie. if you use Authy, you can have a backup of it on a second device (partner's or spare phone).