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It's really easy to keep a cherry tree a manageable size, which is something you probably want to do anyway as it makes a damn sight easier to pick them.
Your logic also applies to any tree, you should never let a tree grow so high in a garden such that it will fall onto your, or one of your neighbours', house. If you do want tall trees, then plant them as far from the house as you possibly can.
Also this forum jizzes all over cherry trees many of which can grow absolutely fucking massive and given their susceptibility to death create a massive safety risk in a built up environment.
It's all about having a bit of awareness and doing some research.