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  • Some deals can only be accessed through an advisor, and a good one will have a feel for new deals about to come up or deadlines for ones that are about to go off sale, as well as acceptance criteria if there's anything funny about your situation or your property.

    My feeling is that you're unlikely to lose out by going to an advisor, but if you're in a fairly standard position you probably don't stand to gain very much apart from a bit of support with the paperwork. Six and two threes, basically

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