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  • We found opening a Vanguard jnr isa pretty simple and pay into it each month + family can also pay into it for birthdays etc. I figured to set it at pretty high risk given and we would ideally aim to max it out. Even then though at 18 whilst it would be a fantastic start given inflation and the housing market it's unlikely to be enough to get them on the ladder. So yeah it's tough.

  • Even then though at 18 whilst it would be a fantastic start given inflation and the housing market it's unlikely to be enough to get them on the ladder

    come on £20kpa invested over 18 years is plenty to get them on the ladder

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