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  • •

    unfriendly

    This is Germany, my friend. :)

    Personally I hate carrying cash. It's bulky and inconvenient and I prefer to swipe my phone and be done with it. Happy for the surcharge if there is one.

    I don't care about personal convenience. (I'm well aware some people find handling cash hard and for them cards obviously make sense.) I prefer cash because it's not instant data collection, doesn't feed international payment system companies like PayPal that cream something off every transaction, and is lower-tech.

    I think Germany has a pretty large cash-in-hand shadow economy.

    Are there any countries that don't?

  • •

    I only know of France and UK and in France cash in hand is frowned upon as employing clandestine people means heavy fines for the employer for not paying the correct taxes. While the UK seems to blame the person and not the employer.

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    France even has an "easy" way to pay people for work which then sorts out social taxes etc so they don't need an accountant. Lots of people I know use it for "casual" workers (everything from cleaners to music teachers and handy-people as long as they're self-employed without a company).

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