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I think Laka have a good reputation for successfully paying out and covering bits like "it was in my car and got stolen". I insure a 2k bike in W9 for around £15/month which feels completely fair in the grand scheme of things - but is also a good point that my whole flat insurance is also £15/month, I guess its just likeliness of a claim?
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Not exactly cheap is it? it works out slightly more as our comprehensive contents insurance which covers all the bikes, including away from home
I thought I had this with AXA through home protect but they don’t insure accidental damage on bikes over 1.5k
I now have all my race bikes insured through Laka who apparently are very good at paying out and have diamond level policies on valuation and replacement value.
Message here is, as per, check the small print. It cost me a couple of grand at Reiver ;)
Not exactly cheap is it? it works out slightly more as our comprehensive contents insurance which covers all the bikes, including away from home plus household goods, valuables as well as laptops and phones also away from home.
I guess it might make sense if you race and crash a lot?