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  • Tried to reason with the guy and he said would let me off the black number plate and the fact I was off to work (wasn't covered on insurance for commuting) but yes I think I mentioned checking the time (didn't unlock it only tapped it). I'll see what the notice says when it arrives. Feel stupid as I knew the police where there and I did it without even thinking. Makes so much sense when you stop to think don't use your phone while operating a motor vehicle.

    Fully expecting to get shafted on insurance. More than I am currently (£1200 - a year which is way more than the bike cost).

    As far as I can see on internet 12 points is max for CBT (full car licence) but if I go full bike licence I may have problems.

  • wasn't covered on insurance for commuting

    This is insurance fraud. When reporting the points to insurance, they will ask where you were going. I would suggest thinking seriously about paying for the appropriate insurance moving forward or risk even more financial penalties.

  • Do you have a full car license? Held for a few years?

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