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Tell me more… I’ve been looking for a way to do this more programmatically than manual csv exports when I remember. Is it safe? Who do they sell your data to? Is it all done via OpenBanking?
C4r1s-
Yes all via open banking plug ins.
From my understanding there's a certain element of data sharing in order to get good referral deals etc. But I would expect it to include directly identifiable information. More like our user XYZ anonymous identifier spent the following amounts with abc merchants via lmn bank.
Off the back of that the referers offer deals to tempt you in and snoop get commission if you take it out. That referral link should be able to point to snoop as source but not to which customer directly that used it.
Or I'm massively over simplifying and stupidly naive and they are all bastards. But I do work in a bank with some tangible knowledge about what can be shared etc Even if my employer isn't on the list of accounts that could be analysed. Most banks are.
The app UI is remarkably simplistic to use but pretty flexible. Suggest give it a try with just one account with a few trx in and see.
jaitch
To return to some discussion a few pages back, I have been using snoop to pull in all my banking transactions and categorise them out to better understand my spending.
They have apis into all the banks i use and so far its been pretty flexible and easy to use. Even going so far as to support and predict regular monthly bills coming in.
I went for the paid version eventually once i worked out it was good enough for it and can export into csv etc for graphs and dashboards.
I could have done it all myself with csvs and spreadsheets but given I have a lot of accounts all over the place it's a lot of work to pull them all in each month and only really doable on desktop.