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d) top being tight pay upfront.
The school we were previously considering sent an email saying you'd get a 1% discount if you paid all the fees upfront. Tbf it did also include a hefty disclaimer that if there was anti-avoidance legislation that applied VAT you'd still have to pay it.
Idk how you manage to pay all that in one go, but I guess some people can 🤔
hugo7
aggi
Remind him that a) who knows if that will even be in the manifesto b) even if it is implemented, it's the choice of the school to pass that cost on to parents. c) perhaps without Truss his mortgage would have been 20% cheaper