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I want a passive investment, that I can stick away cash for the long term and hope it makes a reasonable return.
I've just read bad things about wealthify and their returns over the past few years, and seeing as I haven't lost money thought I'd change things up.
I only mention vanguard as I know others have had a good experience with them and I don't know what I'm doing!
hs
user16171
Depends why you want to change: to reduce fees or to get into something different in the hope of better long-term performance?
Nutmeg is pretty similar to Wealthify only fees are a bit lower when you have more invested. So if you want that type of thing, Nutmeg would make sense. Personally I don't see the appeal as you are always paying something for a service that isn't proven to add anything and may have negative value - but some people like it and it's certainly not a crazy thing to do.
Vanguard is funds, and they have the Life Strategy stuff, which puts it in an easy package, without the cost or input of any magic algos So if you want to get away from the algo services to a tracker fund, Vanguard makes more sense. But why would you only consider Vanguard and not other platforms / trackers?