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Other things being equal (1), over a sufficiently long period (2), lower fees ought to be the winning factor.
The only questions are:
- whether things are actually equal (probably yes for trackers but maybe not for actively managed funds)
- whether you're even leaving stuff in there long enough for compounding to dominate
- and whether the interface is really too awful to justify the effort
Admittedly I'm perhaps biased against Nutmeg because I've spent years working in algorithmic trading and I don't think they're that impressive. There isn't a lot of retail competition that I know of though.
- whether things are actually equal (probably yes for trackers but maybe not for actively managed funds)
useless
Nutmeg referral here for you.
6 months no fees.
https://nutmeg.mention-me.com/m/ol/pa7ih-will-shaw
I have both
I think in general my Target Retirement and Life Strategy Equity funds with Vanguard perform better than my risk appetite 8 managed fund with Nutmeg and the fees are a lot lower, but the Vanguard UI and product experience is so bad it's hard to be sure.